Car accidents happen all the time. We often hear about them in the news. These incidents can have various consequences ranging from serious injuries to even death. There are often misconceptions about car accidents which often become the reason for people not being able to get the compensation they deserve. According to the website of Hankey Law Office, the consequences of car accidents are mostly serious. Here are some common myths about car accidents:
1. If You Are Not Hurt Right Away, You Cannot Sue Later
Injuries such as whiplash can only develop within weeks or even months after the accident. Claims are covered by statute of limitations. Even if you are not hurt right, seeking medical attention is the safe thing to do.
2. The Other Driver and I Can Work It Out
Admitting fault is one of the major challenges of car accident claims. These types of collisions are a complicated process that may require legal assistance. It involves more than just exchange of insurance information and contact numbers.
3. The Police Will Determine The At-Fault Party
If there is significant damage or injury after the accident, you may need to call a police to write an accident report. But then again it is not the police who will determine who is at-fault. It is still up to the court to determine that. Still, the police report can be a valuable piece of evidence during the hearing.
4. I Don’t Need The Help Of An Attorney
If the accident is minor, an attorney may not be necessary. However, if there are disputes as to who is responsible for an accident, recovering damages, or enforcing payment, it will be good to have a lawyer by your side. Even if planning for an out-of-court settlement, an attorney will still come in handy.
5. My insurance rates will go up if I file a claim
Your insurance rates will not go up when filing a claim. In fact, state laws prohibit raising insurance rates if you are not at fault in the accident and filed a claim.